Side-by-side · Q2 2026 data
O Bee Credit Union vs Qualstar Credit Union
Metric by metric
| Measure | O Bee Credit Union | Qualstar Credit Union |
|---|---|---|
| TellerScore | 53 | 80 (stronger) |
| Capital cushion | 37 | 100 (stronger) |
| Loan quality | 68 (stronger) | 53 |
| Earnings | 44 | 76 (stronger) |
| Funding & liquidity | 55 | 87 (stronger) |
| Problem-loan coverage | 78 | 89 (stronger) |
| Peer percentile | 9th | 78th |
| Total assets | $676.6M | $939.3M |
| Deposits / shares | $571.9M | $774.6M |
| Capital ratio | 8.68% | 15.99% (stronger) |
| Problem loans | 0.96% (stronger) | 1.41% |
| Net charge-offs | 0.93% (stronger) | 1.48% |
| Return on assets | 0.60% | 1.40% (stronger) |
| Loans ÷ deposits | 105.5% | 73.2% (stronger) |
| Uninsured deposits | 7.4% (stronger) | 8.5% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.0% | 24.1% |
Qualstar Credit Union has the higher TellerScore (80 vs 53). On the 7 directional measures above (where higher or lower is clearly better), O Bee Credit Union leads on 3 and Qualstar Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.