Side-by-side · Q2 2026 data
O Bee Credit Union vs Solarity Credit Union
Metric by metric
| Measure | O Bee Credit Union | Solarity Credit Union |
|---|---|---|
| TellerScore | 53 | 73 (stronger) |
| Capital cushion | 37 | 100 (stronger) |
| Loan quality | 68 | 85 (stronger) |
| Earnings | 44 (stronger) | 20 |
| Funding & liquidity | 55 (stronger) | 51 |
| Problem-loan coverage | 78 | 96 (stronger) |
| Peer percentile | 9th | 60th |
| Total assets | $676.6M | $803.5M |
| Deposits / shares | $571.9M | $618.8M |
| Capital ratio | 8.68% | 17.60% (stronger) |
| Problem loans | 0.96% | 0.44% (stronger) |
| Net charge-offs | 0.93% | 0.80% (stronger) |
| Return on assets | 0.60% (stronger) | 0.00% |
| Loans ÷ deposits | 105.5% (stronger) | 109.2% |
| Uninsured deposits | 7.4% | 5.7% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.0% | 38.1% |
Solarity Credit Union has the higher TellerScore (73 vs 53). On the 7 directional measures above (where higher or lower is clearly better), O Bee Credit Union leads on 2 and Solarity Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.