Headquartered in Yakima, Washington, Solarity Credit Union is a federally insured state-chartered credit union with $803.5M in total assets and $618.8M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1951.
Solarity Credit Union has a TellerScore of 73 out of 100 (strong) based on Q2 2026 data — higher than 60% of its 1,341 credit unions with $100 million – $1 billion. Among 73 credit unions headquartered in Washington, it ranks 28th. Capital cushion contributes the most (100/100, 17.60%); earnings contributes the least (20/100, 0.00%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 5 points (78 → 73), mostly because the earnings component weakened by 21 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 77 |
| Q4 2024 | 75 |
| Q1 2025 | 77 |
| Q2 2025 | 78 |
| Q3 2025 | 81 |
| Q4 2025 | 80 |
| Q1 2026 | 77 |
| Q2 2026 | 73 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 16.41% |
| Q3 2024 | 16.49% |
| Q4 2024 | 16.87% |
| Q1 2025 | 16.86% |
| Q2 2025 | 17.09% |
| Q3 2025 | 17.09% |
| Q4 2025 | 16.99% |
| Q1 2026 | 16.76% |
| Q2 2026 | 17.60% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.21% |
| Q3 2024 | 0.42% |
| Q4 2024 | 0.55% |
| Q1 2025 | 0.29% |
| Q2 2025 | 0.35% |
| Q3 2025 | 0.10% |
| Q4 2025 | 0.21% |
| Q1 2026 | 0.17% |
| Q2 2026 | 0.44% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.38% |
| Q3 2024 | 0.48% |
| Q4 2024 | 0.46% |
| Q1 2025 | 0.32% |
| Q2 2025 | 0.51% |
| Q3 2025 | 0.63% |
| Q4 2025 | 0.56% |
| Q1 2026 | 0.18% |
| Q2 2026 | 0.00% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $803.5M | 17.60% | 0.44% | 0.00% | 109.2% |
| Q1 2026 | 77 | $846.1M | 16.76% | 0.17% | 0.18% | 102.4% |
| Q4 2025 | 80 | $834.1M | 16.99% | 0.21% | 0.56% | 103.2% |
| Q3 2025 | 81 | $824.6M | 17.09% | 0.10% | 0.63% | 105.8% |
| Q2 2025 | 78 | $814.0M | 17.09% | 0.35% | 0.51% | 107.1% |
| Q1 2025 | 77 | $816.5M | 16.86% | 0.29% | 0.32% | 106.9% |
| Q4 2024 | 75 | $813.8M | 16.87% | 0.55% | 0.46% | 108.7% |
| Q3 2024 | 77 | $827.1M | 16.49% | 0.42% | 0.48% | 104.5% |
| Q2 2024 | 79 | $823.1M | 16.41% | 0.21% | 0.38% | 103.7% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Washington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Verity Credit UnionCredit union Seattle, WA | 45 out of 100, Below average | $786.5M | 9.2% | 1.91% | vs |
| Tapco Credit UnionCredit union Fircrest, WA | 78 out of 100, Strong | $735.7M | 10.2% | 0.34% | vs |
| America'S Credit Union, aCredit union DuPont, WA | 68 out of 100, Moderate | $709.5M | 11.0% | 0.32% | vs |
| O Bee Credit UnionCredit union Lacey, WA | 53 out of 100, Below average | $676.6M | 8.7% | 0.96% | vs |
| Qualstar Credit UnionCredit union Bothell, WA | 80 out of 100, Strong | $939.3M | 16.0% | 1.41% | vs |
| Our Community Credit UnionCredit union Shelton, WA | 82 out of 100, Strong | $638.3M | 12.7% | 0.48% | vs |
Deposit insurance
Is my money safe at Solarity Credit Union?
Yes. Solarity Credit Union is a federally insured credit union (NCUA charter #68061). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 5.7% of shares and deposits ($35.2M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 17.60%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Solarity Credit Union lists 2 offices in 2 cities. Most locations:
- Selah, WA (1)
- Yakima, WA (1)
HMDA 2025
Mortgage lending
In 2025, Solarity Credit Union reported 505 home-loan applications under HMDA (LEI 549300GGB04TG4AH1377): 273 originated ($48,105,000 total), 168 denied, and 64 withdrawn or closed by the applicant. Its denial rate on decided applications was 38.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Solarity Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68061
- RSSD ID
- 340993
- Primary regulator
- State + NCUA
- Established
- 1951
- Headquarters
- PO Box 2922, Yakima, WA 98907
- Employees
- 127
Quick answers
Solarity Credit Union: common questions
Is Solarity Credit Union NCUA insured?
Yes. Solarity Credit Union is a federally insured credit union (NCUA charter #68061). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Solarity Credit Union's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Solarity Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Yakima
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Yakima Federal Savings and Loan AssociationBank Yakima, WA | 86 out of 100, Very strong | $2.0B | 28.1% | 0.28% | vs |
| Hapo Community Credit UnionCredit union Richland, WA | 80 out of 100, Strong | $3.0B | 11.2% | 0.18% | vs |
| Cashmere Valley BankBank Cashmere, WA | 79 out of 100, Strong | $2.3B | 12.5% | 0.35% | vs |
| Banner BankBank Walla Walla, WA | 72 out of 100, Strong | $16.6B | 11.2% | 0.46% | vs |
| Heritage BankBank Olympia, WA | 68 out of 100, Moderate | $8.4B | 10.2% | 0.27% | vs |
| Glacier BankBank Kalispell, MT | 68 out of 100, Moderate | $31.6B | 10.1% | 0.42% | vs |