Side-by-side · Q2 2026 data
Oak Bank vs Mississippi Public Employees Federal Credit Union
Credit union
Mississippi Public Employees Federal Credit Union
Jackson, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Oak Bank | Mississippi Public Employees Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 97 (stronger) |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 99 (stronger) | 97 |
| Earnings | 71 | 90 (stronger) |
| Funding & liquidity | 40 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 68th | 98th |
| Total assets | $486.3M | $29.2M |
| Deposits / shares | $419.6M | $24.3M |
| Capital ratio | 12.28% | 18.15% (stronger) |
| Problem loans | 0.04% (stronger) | 0.10% |
| Net charge-offs | -0.00% (stronger) | 0.13% |
| Return on assets | 1.28% | 1.75% (stronger) |
| Loans ÷ deposits | 89.3% | 31.8% (stronger) |
| Uninsured deposits | 42.7% | 0.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | — |
Mississippi Public Employees Federal Credit Union has the higher TellerScore (97 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Oak Bank leads on 2 and Mississippi Public Employees Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.