Side-by-side · Q2 2026 data
Oakstar Bank vs Foundation Credit Union
Metric by metric
| Measure | Oakstar Bank | Foundation Credit Union |
|---|---|---|
| TellerScore | 69 | 79 (stronger) |
| Capital cushion | 48 | 93 (stronger) |
| Loan quality | 84 | 89 (stronger) |
| Earnings | 79 (stronger) | 43 |
| Funding & liquidity | 56 | 70 (stronger) |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 53rd | 62nd |
| Total assets | $3.3B | $76.6M |
| Deposits / shares | $2.8B | $64.5M |
| Capital ratio | 9.79% | 14.31% (stronger) |
| Problem loans | 0.48% | 0.33% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.27% |
| Return on assets | 1.48% (stronger) | 0.59% |
| Loans ÷ deposits | 100.5% | 89.8% (stronger) |
| Uninsured deposits | 18.5% | 7.8% (stronger) |
| Offices | 23 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.7% | 0.0% |
Foundation Credit Union has the higher TellerScore (79 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Oakstar Bank leads on 2 and Foundation Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.