Side-by-side · Q2 2026 data
Oakwood Bank vs Co-Op Credit Union
Metric by metric
| Measure | Oakwood Bank | Co-Op Credit Union |
|---|---|---|
| TellerScore | 62 | 70 (stronger) |
| Capital cushion | 35 | 66 (stronger) |
| Loan quality | 72 | 73 (stronger) |
| Earnings | 81 (stronger) | 65 |
| Funding & liquidity | 58 | 65 (stronger) |
| Problem-loan coverage | 88 | 88 |
| Peer percentile | 22nd | 51st |
| Total assets | $156.4M | $626.8M |
| Deposits / shares | $123.9M | $548.2M |
| Capital ratio | 8.48% | 11.55% (stronger) |
| Problem loans | 0.84% | 0.80% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 1.53% (stronger) | 1.12% |
| Loans ÷ deposits | 102.3% | 95.1% (stronger) |
| Uninsured deposits | 14.6% | 12.6% (stronger) |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.3% |
Co-Op Credit Union has the higher TellerScore (70 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Oakwood Bank leads on 2 and Co-Op Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.