Side-by-side · Q2 2026 data
Oakwood Bank vs State Bank of Reeseville
Metric by metric
| Measure | Oakwood Bank | State Bank of Reeseville |
|---|---|---|
| TellerScore | 62 | 68 (stronger) |
| Capital cushion | 35 | 46 (stronger) |
| Loan quality | 72 | 100 (stronger) |
| Earnings | 81 (stronger) | 52 |
| Funding & liquidity | 58 | 59 (stronger) |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 22nd | 37th |
| Total assets | $156.4M | $169.5M |
| Deposits / shares | $123.9M | $139.6M |
| Capital ratio | 8.48% | 9.58% (stronger) |
| Problem loans | 0.84% | 0.01% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 1.53% (stronger) | 0.79% |
| Loans ÷ deposits | 102.3% | 66.1% (stronger) |
| Uninsured deposits | 14.6% (stronger) | 47.2% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank of Reeseville has the higher TellerScore (68 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Oakwood Bank leads on 3 and State Bank of Reeseville on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.