Side-by-side · Q2 2026 data
Oc Federal Credit Union vs Medina County Federal Credit Union
Credit union
Medina County Federal Credit Union
Wadsworth, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Oc Federal Credit Union | Medina County Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 88 (stronger) |
| Capital cushion | 85 (stronger) | 73 |
| Loan quality | 94 | 97 (stronger) |
| Earnings | 59 | 88 (stronger) |
| Funding & liquidity | 69 | 93 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 80th | 92nd |
| Total assets | $314.9M | $151.3M |
| Deposits / shares | $250.9M | $135.6M |
| Capital ratio | 13.50% (stronger) | 12.33% |
| Problem loans | 0.17% | 0.09% (stronger) |
| Net charge-offs | 0.02% | -0.08% (stronger) |
| Return on assets | 0.99% | 1.69% (stronger) |
| Loans ÷ deposits | 91.2% | 67.5% (stronger) |
| Uninsured deposits | 6.1% | 1.3% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Medina County Federal Credit Union has the higher TellerScore (88 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Oc Federal Credit Union leads on 1 and Medina County Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.