Side-by-side · Q2 2026 data
Oc Federal Credit Union vs Myusa Credit Union
Metric by metric
| Measure | Oc Federal Credit Union | Myusa Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 64 |
| Capital cushion | 85 | 92 (stronger) |
| Loan quality | 94 (stronger) | 22 |
| Earnings | 59 (stronger) | 40 |
| Funding & liquidity | 69 | 98 (stronger) |
| Problem-loan coverage | 98 (stronger) | 84 |
| Peer percentile | 80th | 31st |
| Total assets | $314.9M | $351.2M |
| Deposits / shares | $250.9M | $277.1M |
| Capital ratio | 13.50% | 14.20% (stronger) |
| Problem loans | 0.17% (stronger) | 2.34% |
| Net charge-offs | 0.02% (stronger) | 0.24% |
| Return on assets | 0.99% (stronger) | 0.50% |
| Loans ÷ deposits | 91.2% | 62.7% (stronger) |
| Uninsured deposits | 6.1% | 0.0% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 26.7% |
Oc Federal Credit Union has the higher TellerScore (81 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Oc Federal Credit Union leads on 4 and Myusa Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.