Side-by-side · Q2 2026 data
Oc Federal Credit Union vs Pse Credit Union, Inc.
Metric by metric
| Measure | Oc Federal Credit Union | Pse Credit Union, Inc. |
|---|---|---|
| TellerScore | 81 (stronger) | 72 |
| Capital cushion | 85 (stronger) | 61 |
| Loan quality | 94 (stronger) | 80 |
| Earnings | 59 (stronger) | 56 |
| Funding & liquidity | 69 | 86 (stronger) |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 80th | 57th |
| Total assets | $314.9M | $352.5M |
| Deposits / shares | $250.9M | $313.0M |
| Capital ratio | 13.50% (stronger) | 11.08% |
| Problem loans | 0.17% (stronger) | 0.61% |
| Net charge-offs | 0.02% (stronger) | 0.80% |
| Return on assets | 0.99% (stronger) | 0.90% |
| Loans ÷ deposits | 91.2% | 74.3% (stronger) |
| Uninsured deposits | 6.1% | 0.0% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Oc Federal Credit Union has the higher TellerScore (81 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Oc Federal Credit Union leads on 5 and Pse Credit Union, Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.