TellerScore

Headquartered in Parma, Ohio, Pse Credit Union, Inc. is a non-federally insured state credit union with $352.5M in total assets and $313.0M in member shares and deposits as of Q2 2026. It operates 6 offices.

Based on its Q2 2026 filing, Pse Credit Union, Inc. scores 72/100, which we describe as strong. That is higher than 57% of 1,341 credit unions with $100 million – $1 billion. Among 192 credit unions headquartered in Ohio, it ranks 89th. Its strongest component is problem-loan coverage (93/100; 3.6%), and its lowest is earnings (56/100; 0.90%).

TellerScore · Q2 2026

Scorecard

Capital cushion61/100
Net worth ratio: 11.08%
Loan quality80/100
Loans 60+ days delinquent ÷ total loans: 0.61%
Earnings56/100
Return on assets (annualized): 0.90%
Funding & liquidity86/100
Loans ÷ shares: 74.3% · 0.0% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.63%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (74 → 72), mostly because the earnings component weakened by 10 points.

TellerScore
667074Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202466
Q3 202466
Q4 202466
Q1 202573
Q2 202574
Q3 202573
Q4 202571
Q1 202671
Q2 202672
Net worth ratio
7.00%9.04%11.08%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.40%
Q3 202410.64%
Q4 202410.52%
Q1 202510.46%
Q2 202510.68%
Q3 202510.95%
Q4 202510.86%
Q1 202610.92%
Q2 202611.08%
Delinquent loans (60+ days)
0.59%0.76%0.93%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.72%
Q3 20240.93%
Q4 20240.92%
Q1 20250.59%
Q2 20250.60%
Q3 20250.79%
Q4 20250.89%
Q1 20260.60%
Q2 20260.61%
Return on assets
0.45%0.85%1.24%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.45%
Q3 20240.63%
Q4 20240.72%
Q1 20251.06%
Q2 20251.15%
Q3 20251.24%
Q4 20251.09%
Q1 20260.69%
Q2 20260.90%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$352.5M11.08%0.61%0.90%74.3%
Q1 202671$348.5M10.92%0.60%0.69%67.4%
Q4 202571$344.8M10.86%0.89%1.09%67.6%
Q3 202573$337.6M10.95%0.79%1.24%68.8%
Q2 202574$334.7M10.68%0.60%1.15%66.5%
Q1 202573$331.9M10.46%0.59%1.06%64.1%
Q4 202466$321.7M10.52%0.92%0.72%67.7%
Q3 202466$315.3M10.64%0.93%0.63%68.0%
Q2 202466$315.2M10.40%0.72%0.45%67.1%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.08%
45th
Problem loans0.61%
55th
Net charge-offs0.80%
16th
Return on assets0.90%
60th
Loans to deposits74.3%
53rd
Uninsured deposits0.0%
98th
Loan-loss reserves0.00%
50th
Texas ratio3.6%
54th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Myusa Credit UnionCredit union Middletown, OH64 out of 100, Moderate$351.2M14.2%2.34%vs
Firefighters Community Credit UnionCredit union Cleveland, OH65 out of 100, Moderate$358.6M9.8%0.61%vs
Ih Credit Union, Inc.Credit union Springfield, OH74 out of 100, Strong$362.7M16.0%1.70%vs
Cardinal Credit Union, Inc.Credit union Mentor, OH57 out of 100, Moderate$365.7M10.0%1.11%vs
Genfed Financial Credit UnionCredit union Akron, OH79 out of 100, Strong$335.9M16.8%1.38%vs
Vacationland Federal Credit UnionCredit union Sandusky, OH72 out of 100, Strong$326.9M12.8%1.16%vs

Deposit insurance

Is my money safe at Pse Credit Union, Inc.?

Pse Credit Union, Inc. files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.08%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

6 locations

Branches

Pse Credit Union, Inc. lists 6 offices in 5 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Pse Credit Union, Inc.
Type
Non-federally insured state credit union
NCUA charter #
96768
RSSD ID
662293
Primary regulator
State + NCUA
Headquarters
5255 Regency Drive, Parma, OH 44129
Employees
78

Quick answers

Pse Credit Union, Inc.: common questions

Is Pse Credit Union, Inc. NCUA insured?

Pse Credit Union, Inc. files NCUA call reports but its charter type is recorded as not federally insured. Ask the credit union how deposits are insured.

What is Pse Credit Union, Inc.'s TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Pse Credit Union, Inc. have?

6 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Parma

InstitutionScoreAssetsCapitalProblem loansCompare
Credit First National AssociationBank Brook Park, OH94 out of 100, Very strong$39.8M98.3%0.00%vs
Wiremen'S Credit UnionCredit union Parma, OH92 out of 100, Very strong$40.6M17.0%0.11%vs
Lormet Community Federal Credit UnionCredit union Amherst, OH91 out of 100, Very strong$283.3M13.7%0.15%vs
Solon/Chagrin Falls Federal Credit UnionCredit union Solon, OH90 out of 100, Very strong$9.6M19.8%0.04%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Medina County Federal Credit UnionCredit union Wadsworth, OH88 out of 100, Very strong$151.3M12.3%0.09%vs