Side-by-side · Q2 2026 data
Ocala Community Credit Union vs Midflorida Credit Union
Metric by metric
| Measure | Ocala Community Credit Union | Midflorida Credit Union |
|---|---|---|
| TellerScore | 51 | 72 (stronger) |
| Capital cushion | 51 | 57 (stronger) |
| Loan quality | 14 | 85 (stronger) |
| Earnings | 43 | 71 (stronger) |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 85 | 93 (stronger) |
| Peer percentile | 10th | 66th |
| Total assets | $49.3M | $9.8B |
| Deposits / shares | $43.9M | $8.6B |
| Capital ratio | 10.13% | 10.69% (stronger) |
| Problem loans | 2.57% | 0.46% (stronger) |
| Net charge-offs | 1.19% | 0.42% (stronger) |
| Return on assets | 0.57% | 1.27% (stronger) |
| Loans ÷ deposits | 33.7% (stronger) | 90.9% |
| Uninsured deposits | 2.3% (stronger) | 13.2% |
| Offices | 1 | 66 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midflorida Credit Union has the higher TellerScore (72 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Ocala Community Credit Union leads on 2 and Midflorida Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.