Side-by-side · Q2 2026 data
Ocean Bank vs Desjardins Bank, National Association
Metric by metric
| Measure | Ocean Bank | Desjardins Bank, National Association |
|---|---|---|
| TellerScore | 63 | 84 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 87 | 90 (stronger) |
| Earnings | 63 | 70 (stronger) |
| Funding & liquidity | 27 | 51 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 30th | 86th |
| Total assets | $7.6B | $362.1M |
| Deposits / shares | $6.2B | $292.9M |
| Capital ratio | 9.96% | 19.31% (stronger) |
| Problem loans | 0.38% | 0.31% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.08% | 1.25% (stronger) |
| Loans ÷ deposits | 98.8% | 91.4% (stronger) |
| Uninsured deposits | 45.9% | 30.6% (stronger) |
| Offices | 25 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.0% | — |
Desjardins Bank, National Association has the higher TellerScore (84 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Ocean Bank leads on 1 and Desjardins Bank, National Association on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.