Side-by-side · Q2 2026 data
OceanFirst Bank, National Association vs The Bank of Princeton
Bank
OceanFirst Bank, National Association
Toms River, New Jersey · $10 billion – $100 billion
Metric by metric
| Measure | OceanFirst Bank, National Association | The Bank of Princeton |
|---|---|---|
| TellerScore | 63 | 68 (stronger) |
| Capital cushion | 76 (stronger) | 67 |
| Loan quality | 78 (stronger) | 69 |
| Earnings | 34 | 69 (stronger) |
| Funding & liquidity | 30 | 51 (stronger) |
| Problem-loan coverage | 92 (stronger) | 89 |
| Peer percentile | 39th | 49th |
| Total assets | $23.2B | $2.3B |
| Deposits / shares | $18.0B | $1.9B |
| Capital ratio | 12.62% (stronger) | 11.69% |
| Problem loans | 0.66% (stronger) | 0.92% |
| Net charge-offs | 0.03% | -0.03% (stronger) |
| Return on assets | 0.35% | 1.23% (stronger) |
| Loans ÷ deposits | 89.6% (stronger) | 90.3% |
| Uninsured deposits | 51.8% | 31.5% (stronger) |
| Offices | 73 | 36 |
| CFPB complaints (3 yrs) | 35 | — |
| Complaints per $1B deposits | 1.9 | — |
| Mortgage denial rate (HMDA) | 9.9% | 13.3% |
The Bank of Princeton has the higher TellerScore (68 vs 63). On the 7 directional measures above (where higher or lower is clearly better), OceanFirst Bank, National Association leads on 3 and The Bank of Princeton on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.