The Bank of Princeton (FDIC certificate #58513) is based in Princeton, New Jersey. Its Q2 2026 call report shows $2.3B in total assets and $1.9B in deposits and 36 offices across 3 states.
Based on its Q2 2026 filing, The Bank of Princeton scores 68/100, which we describe as moderate. That is higher than only 49% of 897 banks with $1 billion – $10 billion. Among 50 banks headquartered in New Jersey, it ranks 21st. Its strongest component is problem-loan coverage (89/100; 5.5%), and its lowest is funding & liquidity (51/100; 90% loans-to-deposits, 31% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 9 points (59 → 68), mostly because the earnings component improved by 26 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 73 |
| Q3 2024 | 68 |
| Q4 2024 | 54 |
| Q1 2025 | 59 |
| Q2 2025 | 59 |
| Q3 2025 | 62 |
| Q4 2025 | 64 |
| Q1 2026 | 67 |
| Q2 2026 | 68 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.20% |
| Q3 2024 | 11.44% |
| Q4 2024 | 10.58% |
| Q1 2025 | 10.91% |
| Q2 2025 | 10.62% |
| Q3 2025 | 11.15% |
| Q4 2025 | 11.13% |
| Q1 2026 | 11.36% |
| Q2 2026 | 11.69% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.34% |
| Q3 2024 | 0.13% |
| Q4 2024 | 1.48% |
| Q1 2025 | 1.43% |
| Q2 2025 | 0.90% |
| Q3 2025 | 0.93% |
| Q4 2025 | 0.91% |
| Q1 2026 | 0.91% |
| Q2 2026 | 0.92% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.02% |
| Q3 2024 | 0.38% |
| Q4 2024 | 0.53% |
| Q1 2025 | 0.98% |
| Q2 2025 | 0.58% |
| Q3 2025 | 0.79% |
| Q4 2025 | 0.87% |
| Q1 2026 | 1.14% |
| Q2 2026 | 1.23% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 68 | $2.3B | 11.69% | 0.92% | 1.23% | 90.3% |
| Q1 2026 | 67 | $2.3B | 11.36% | 0.91% | 1.14% | 92.4% |
| Q4 2025 | 64 | $2.3B | 11.13% | 0.91% | 0.87% | 90.7% |
| Q3 2025 | 62 | $2.2B | 11.15% | 0.93% | 0.79% | 91.7% |
| Q2 2025 | 59 | $2.2B | 10.62% | 0.90% | 0.58% | 93.8% |
| Q1 2025 | 59 | $2.3B | 10.91% | 1.43% | 0.98% | 91.1% |
| Q4 2024 | 54 | $2.3B | 10.58% | 1.48% | 0.53% | 88.3% |
| Q3 2024 | 68 | $2.3B | 11.44% | 0.13% | 0.38% | 88.4% |
| Q2 2024 | 73 | $2.0B | 12.20% | 0.34% | 1.02% | 91.5% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New Jersey
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Parke BankBank Sewell, NJ | 85 out of 100, Very strong | $2.3B | 15.9% | 0.27% | vs |
| Bessemer Trust CompanyBank Woodbridge, NJ | 67 out of 100, Moderate | $2.4B | 6.7% | 0.00% | vs |
| First Commerce BankBank Lakewood, NJ | 60 out of 100, Moderate | $2.0B | 10.2% | 0.72% | vs |
| Union County Savings BankBank Elizabeth, NJ | 51 out of 100, Below average | $1.5B | 7.8% | 0.91% | vs |
| BCB Community BankBank Bayonne, NJ | 28 out of 100, Low | $3.1B | 10.4% | 2.85% | vs |
| Amboy BankBank Old Bridge, NJ | 80 out of 100, Strong | $3.1B | 12.2% | 0.30% | vs |
Deposit insurance
Is my money safe at The Bank of Princeton?
Yes. The Bank of Princeton is an FDIC-insured institution (FDIC certificate #58513). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 31.5% of deposits ($611.0M) are above the $250,000 FDIC insurance limit, close to the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.69%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.67% (benchmark: 10%).
36 locations
Branches
The Bank of Princeton lists 36 offices in 31 cities across 3 states. Most locations:
- Philadelphia, PA (3)
- Princeton, NJ (3)
- Hamilton, NJ (2)
- Bordentown, NJ (1)
- Browns Mills, NJ (1)
- Burlington City, NJ (1)
- Cherry Hill, NJ (1)
- Chesterfield, NJ (1)
- Cranbury, NJ (1)
- Cream Ridge, NJ (1)
- Elkins Park, PA (1)
- Flushing, NY (1)
HMDA 2025
Mortgage lending
In 2025, The Bank of Princeton reported 30 home-loan applications under HMDA (LEI 549300EMC7T53UNNNA58): 24 originated ($49,150,000 total), 4 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 13.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- The Bank of Princeton
- Type
- State-chartered bank
- FDIC certificate #
- 58513
- RSSD ID
- 3595271
- Primary regulator
- FDIC
- Holding company
- Princeton Bcorp Inc
- Established
- April 23, 2007
- Headquarters
- 183 Bayard Ln, Princeton, NJ 08540
- Website
- www.thebankofprinceton.com
- Employees
- 237
Quick answers
The Bank of Princeton: common questions
Is The Bank of Princeton FDIC insured?
Yes. The Bank of Princeton is an FDIC-insured institution (FDIC certificate #58513). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Bank of Princeton's TellerScore?
68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Bank of Princeton ever failed?
There is no failure record for FDIC certificate #58513 in the FDIC failed bank list.
How many branches does The Bank of Princeton have?
36 offices as of the latest FDIC data, in 3 states.
Nearby
Highest-scoring banks and credit unions with branches near Princeton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Asbestos Workers Local 14 Federal Credit UnionCredit union Philadelphia, PA | 100 out of 100, Very strong | $4.1M | 15.4% | 0.00% | vs |
| Police & Fire Federal Credit UnionCredit union Philadelphia, PA | 96 out of 100, Very strong | $10.2B | 18.6% | 0.24% | vs |
| New Jersey Law and Public Safety Credit UnionCredit union Trenton, NJ | 93 out of 100, Very strong | $63.9M | 19.6% | 0.31% | vs |
| Central Jersey Police & Fire Federal Credit UnionCredit union Hamilton, NJ | 91 out of 100, Very strong | $52.3M | 14.4% | 0.48% | vs |
| Public Service E.D. Trenton Federal Credit UnionCredit union Mercerville, NJ | 89 out of 100, Very strong | $2.6M | 49.9% | 0.00% | vs |
| First National Bank and Trust Company of NewtownBank Newtown, PA | 87 out of 100, Very strong | $1.2B | 12.9% | 0.00% | vs |