Side-by-side · Q2 2026 data
Ocnac #1 Federal Credit Union vs Saker Shop Rite Federal Credit Union
Credit union
Ocnac #1 Federal Credit Union
Jersey City, New Jersey · Under $100 million in assets
Credit union
Saker Shop Rite Federal Credit Union
Holmdel, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Ocnac #1 Federal Credit Union | Saker Shop Rite Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 55 |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 33 (stronger) | 0 |
| Earnings | 65 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 36th | 15th |
| Total assets | $7.1M | $7.3M |
| Deposits / shares | $6.1M | $5.4M |
| Capital ratio | 12.40% | 25.50% (stronger) |
| Problem loans | 2.02% (stronger) | 3.80% |
| Net charge-offs | 11.44% | 6.07% (stronger) |
| Return on assets | 1.13% (stronger) | -0.67% |
| Loans ÷ deposits | 24.7% | 14.9% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ocnac #1 Federal Credit Union has the higher TellerScore (68 vs 55). On the 6 directional measures above (where higher or lower is clearly better), Ocnac #1 Federal Credit Union leads on 3 and Saker Shop Rite Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.