TellerScore

Saker Shop Rite Federal Credit Union (NCUA charter #15370) is based in Holmdel, New Jersey. Its Q2 2026 call report shows $7.3M in total assets and $5.4M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Saker Shop Rite Federal Credit Union scores 55/100, which we describe as moderate. That is higher than only 15% of 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 99th. Its strongest component is capital cushion (100/100; 25.50%), and its lowest is earnings (0/100; -0.67%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 25.50%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.80%
Earnings0/100
Return on assets (annualized): -0.67%
Funding & liquidity100/100
Loans ÷ shares: 14.9% · 0.0% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.63%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 9 points (64 → 55), mostly because the earnings component weakened by 46 points.

TellerScore
556880Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202475
Q4 202467
Q1 202573
Q2 202564
Q3 202563
Q4 202563
Q1 202668
Q2 202655
Net worth ratio
7.00%16.59%26.18%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202421.82%
Q3 202422.20%
Q4 202423.42%
Q1 202523.52%
Q2 202524.33%
Q3 202524.92%
Q4 202526.18%
Q1 202625.25%
Q2 202625.50%
Delinquent loans (60+ days)
1.21%2.50%3.80%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.21%
Q3 20241.65%
Q4 20242.52%
Q1 20251.80%
Q2 20253.28%
Q3 20253.67%
Q4 20253.44%
Q1 20261.44%
Q2 20263.80%
Return on assets
-0.67%0.07%0.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.81%
Q3 20240.63%
Q4 20240.53%
Q1 20250.51%
Q2 20250.66%
Q3 20250.49%
Q4 20250.52%
Q1 2026-0.48%
Q2 2026-0.67%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202655$7.3M25.50%3.80%-0.67%14.9%
Q1 202668$7.5M25.25%1.44%-0.48%14.5%
Q4 202563$7.2M26.18%3.44%0.52%16.6%
Q3 202563$7.5M24.92%3.67%0.49%14.7%
Q2 202564$7.7M24.33%3.28%0.66%13.9%
Q1 202573$7.9M23.52%1.80%0.51%13.2%
Q4 202467$7.9M23.42%2.52%0.53%14.8%
Q3 202475$8.3M22.20%1.65%0.63%13.4%
Q2 202480$8.5M21.82%1.21%0.81%12.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio25.50%
90th
Problem loans3.80%
9th
Net charge-offs6.07%
1st
Return on assets-0.67%
9th
Loans to deposits14.9%
97th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio1.6%
57th

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Deposit insurance

Is my money safe at Saker Shop Rite Federal Credit Union?

Yes. Saker Shop Rite Federal Credit Union is a federally insured credit union (NCUA charter #15370). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 25.50%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Saker Shop Rite Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Saker Shop Rite Federal Credit Union
Type
Federal credit union
NCUA charter #
15370
RSSD ID
449784
Primary regulator
NCUA
Established
1962
Headquarters
10 Centerville Rd, Holmdel, NJ 07733
Employees
3

Quick answers

Saker Shop Rite Federal Credit Union: common questions

Is Saker Shop Rite Federal Credit Union NCUA insured?

Yes. Saker Shop Rite Federal Credit Union is a federally insured credit union (NCUA charter #15370). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Saker Shop Rite Federal Credit Union's TellerScore?

55 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Saker Shop Rite Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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