Side-by-side · Q2 2026 data
Oconee Federal Savings and Loan Association vs Nucor Employee'S Credit Union
Bank
Oconee Federal Savings and Loan Association
Seneca, South Carolina · $100 million – $1 billion
Credit union
Nucor Employee'S Credit Union
Florence, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Oconee Federal Savings and Loan Association | Nucor Employee'S Credit Union |
|---|---|---|
| TellerScore | 78 | 91 (stronger) |
| Capital cushion | 86 | 100 (stronger) |
| Loan quality | 89 (stronger) | 80 |
| Earnings | 50 | 92 (stronger) |
| Funding & liquidity | 72 | 87 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 72nd | 90th |
| Total assets | $679.4M | $68.2M |
| Deposits / shares | $571.2M | $54.2M |
| Capital ratio | 13.55% | 19.74% (stronger) |
| Problem loans | 0.33% (stronger) | 0.61% |
| Net charge-offs | -0.00% (stronger) | 0.20% |
| Return on assets | 0.76% | 1.80% (stronger) |
| Loans ÷ deposits | 86.8% | 73.1% (stronger) |
| Uninsured deposits | 16.4% | 6.2% (stronger) |
| Offices | 8 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.0% | — |
Nucor Employee'S Credit Union has the higher TellerScore (91 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Oconee Federal Savings and Loan Association leads on 2 and Nucor Employee'S Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.