Side-by-side · Q2 2026 data
Odin State Bank vs Worthington Federal Savings Bank, FSB
Metric by metric
| Measure | Odin State Bank | Worthington Federal Savings Bank, FSB |
|---|---|---|
| TellerScore | 39 | 80 (stronger) |
| Capital cushion | 35 | 98 (stronger) |
| Loan quality | 28 | 78 (stronger) |
| Earnings | 16 | 45 (stronger) |
| Funding & liquidity | 81 | 82 (stronger) |
| Problem-loan coverage | 65 | 94 (stronger) |
| Peer percentile | 3rd | 77th |
| Total assets | $82.4M | $135.4M |
| Deposits / shares | $74.4M | $113.3M |
| Capital ratio | 8.50% | 14.83% (stronger) |
| Problem loans | 2.17% | 0.65% (stronger) |
| Net charge-offs | 2.68% | 0.00% (stronger) |
| Return on assets | -0.11% | 0.61% (stronger) |
| Loans ÷ deposits | 79.7% | 77.9% (stronger) |
| Uninsured deposits | 9.1% | 3.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Worthington Federal Savings Bank, FSB has the higher TellerScore (80 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Odin State Bank leads on 0 and Worthington Federal Savings Bank, FSB on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.