Side-by-side · Q2 2026 data
Ohio Healthcare Federal Credit Union vs Golden Circle Credit Union
Metric by metric
| Measure | Ohio Healthcare Federal Credit Union | Golden Circle Credit Union |
|---|---|---|
| TellerScore | 61 | 66 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 76 (stronger) | 25 |
| Earnings | 21 | 32 (stronger) |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 92 (stronger) | 88 |
| Peer percentile | 24th | 37th |
| Total assets | $108.2M | $107.3M |
| Deposits / shares | $98.0M | $91.4M |
| Capital ratio | 9.66% | 15.61% (stronger) |
| Problem loans | 0.72% (stronger) | 2.24% |
| Net charge-offs | 0.19% (stronger) | 0.55% |
| Return on assets | 0.03% | 0.30% (stronger) |
| Loans ÷ deposits | 61.5% | 48.9% (stronger) |
| Uninsured deposits | 3.7% | 2.0% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Golden Circle Credit Union has the higher TellerScore (66 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Ohio Healthcare Federal Credit Union leads on 2 and Golden Circle Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.