TellerScore

Headquartered in Dublin, Ohio, Ohio Healthcare Federal Credit Union is a federal credit union with $108.2M in total assets and $98.0M in member shares and deposits as of Q2 2026. It operates 5 offices across 2 states. Its charter dates back to 1973.

Based on its Q2 2026 filing, Ohio Healthcare Federal Credit Union scores 61/100, which we describe as moderate. That is higher than only 24% of 1,341 credit unions with $100 million – $1 billion. Among 192 credit unions headquartered in Ohio, it ranks 144th. Its strongest component is funding & liquidity (99/100; 61% loans-to-deposits, 4% uninsured), and its lowest is earnings (21/100; 0.03%).

TellerScore · Q2 2026

Scorecard

Capital cushion47/100
Net worth ratio: 9.66%
Loan quality76/100
Loans 60+ days delinquent ÷ total loans: 0.72%
Earnings21/100
Return on assets (annualized): 0.03%
Funding & liquidity99/100
Loans ÷ shares: 61.5% · 3.7% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.14%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (66 → 61), mostly because the earnings component weakened by 14 points.

TellerScore
616569Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202464
Q4 202464
Q1 202567
Q2 202566
Q3 202569
Q4 202566
Q1 202661
Q2 202661
Net worth ratio
7.00%8.40%9.80%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.29%
Q3 20249.47%
Q4 20249.48%
Q1 20259.50%
Q2 20259.51%
Q3 20259.80%
Q4 20259.79%
Q1 20269.58%
Q2 20269.66%
Delinquent loans (60+ days)
0.21%0.49%0.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.77%
Q3 20240.63%
Q4 20240.44%
Q1 20250.65%
Q2 20250.49%
Q3 20250.21%
Q4 20250.41%
Q1 20260.64%
Q2 20260.72%
Return on assets
-0.10%0.31%0.72%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.24%
Q3 20240.32%
Q4 20240.15%
Q1 20250.72%
Q2 20250.38%
Q3 20250.29%
Q4 20250.23%
Q1 2026-0.10%
Q2 20260.03%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202661$108.2M9.66%0.72%0.03%61.5%
Q1 202661$108.7M9.58%0.64%-0.10%59.5%
Q4 202566$106.6M9.79%0.41%0.23%59.9%
Q3 202569$106.4M9.80%0.21%0.29%59.0%
Q2 202566$109.4M9.51%0.49%0.38%58.3%
Q1 202567$109.4M9.50%0.65%0.72%58.2%
Q4 202464$107.5M9.48%0.44%0.15%59.8%
Q3 202464$108.7M9.47%0.63%0.32%60.1%
Q2 202462$109.4M9.29%0.77%0.24%60.3%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.66%
23rd
Problem loans0.72%
47th
Net charge-offs0.19%
72nd
Return on assets0.03%
5th
Loans to deposits61.5%
76th
Uninsured deposits3.7%
75th
Loan-loss reserves0.00%
50th
Texas ratio4.1%
49th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Bay Area Credit UnionCredit union Oregon, OH68 out of 100, Moderate$107.9M11.6%1.21%vs
Golden Circle Credit UnionCredit union Massillon, OH66 out of 100, Moderate$107.3M15.6%2.24%vs
Friends and Family Credit Union IncCredit union Massillon, OH59 out of 100, Moderate$111.0M8.1%0.32%vs
Riverview Federal Credit UnionCredit union Belpre, OH56 out of 100, Moderate$113.4M9.1%1.54%vs
Cleveland Selfreliance Federal Credit UnionCredit union Parma, OH88 out of 100, Very strong$113.7M17.3%0.01%vs
Community Star Credit UnionCredit union Elyria, OH67 out of 100, Moderate$102.7M9.7%0.55%vs

Deposit insurance

Is my money safe at Ohio Healthcare Federal Credit Union?

Yes. Ohio Healthcare Federal Credit Union is a federally insured credit union (NCUA charter #24725). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.7% of shares and deposits ($3.6M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.66%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

Ohio Healthcare Federal Credit Union lists 5 offices in 4 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Ohio Healthcare Federal Credit Union
Type
Federal credit union
NCUA charter #
24725
RSSD ID
489098
Primary regulator
NCUA
Established
1973
Headquarters
3955 W Dublin Granville Rd, Dublin, OH 43017
Employees
26

Quick answers

Ohio Healthcare Federal Credit Union: common questions

Is Ohio Healthcare Federal Credit Union NCUA insured?

Yes. Ohio Healthcare Federal Credit Union is a federally insured credit union (NCUA charter #24725). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Ohio Healthcare Federal Credit Union's TellerScore?

61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Ohio Healthcare Federal Credit Union have?

5 offices as of the latest NCUA data, in 2 states.

Nearby

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