Side-by-side · Q2 2026 data
Ohio State Bank vs Firestone Federal Credit Union
Metric by metric
| Measure | Ohio State Bank | Firestone Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 82 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 66 (stronger) | 62 |
| Earnings | 61 (stronger) | 60 |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 85 | 98 (stronger) |
| Peer percentile | 31st | 82nd |
| Total assets | $484.0M | $198.1M |
| Deposits / shares | $405.4M | $162.3M |
| Capital ratio | 11.69% | 18.07% (stronger) |
| Problem loans | 1.03% (stronger) | 1.15% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.02% (stronger) | 1.00% |
| Loans ÷ deposits | 104.9% | 14.8% (stronger) |
| Uninsured deposits | 13.9% | 3.3% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.1% | — |
Firestone Federal Credit Union has the higher TellerScore (82 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Ohio State Bank leads on 2 and Firestone Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.