The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 3 points (69 → 66), mostly because the loan quality component weakened by 34 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Ohio

Yes. Ohio State Bank is an FDIC-insured institution (FDIC certificate #59144). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 13.9% of deposits ($56.5M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.69%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

Ohio State Bank lists 2 offices in 2 cities. Most locations:

• Bexley, OH (1)
• Upper Arlington, OH (1)

All branch addresses and map

In 2025, Ohio State Bank reported 49 home-loan applications under HMDA (LEI 549300PNCXQN31IE5142): 45 originated ($29,015,000 total), 1 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Ohio State Bank

Type

State-chartered bank

FDIC certificate #

59144

RSSD ID

5312593

Primary regulator

FDIC

Established

April 22, 2019

Headquarters

2106 E Main St, Bexley, OH 43209

Website

www.bankatosb.com

Employees

23