Side-by-side · Q2 2026 data
Ohio Valley Community Federal Credit Union vs C E S Credit Union
Credit union
Ohio Valley Community Federal Credit Union
Clarington, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Ohio Valley Community Federal Credit Union | C E S Credit Union |
|---|---|---|
| TellerScore | 72 | 91 (stronger) |
| Capital cushion | 84 (stronger) | 81 |
| Loan quality | 47 | 95 (stronger) |
| Earnings | 74 | 94 (stronger) |
| Funding & liquidity | 79 | 92 (stronger) |
| Problem-loan coverage | 83 | 99 (stronger) |
| Peer percentile | 57th | 96th |
| Total assets | $243.6M | $244.3M |
| Deposits / shares | $210.3M | $210.7M |
| Capital ratio | 13.39% (stronger) | 13.10% |
| Problem loans | 1.59% | 0.16% (stronger) |
| Net charge-offs | 0.74% | 0.17% (stronger) |
| Return on assets | 1.36% | 1.84% (stronger) |
| Loans ÷ deposits | 81.0% | 68.3% (stronger) |
| Uninsured deposits | 5.8% | 3.0% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.8% | — |
C E S Credit Union has the higher TellerScore (91 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Ohio Valley Community Federal Credit Union leads on 1 and C E S Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.