Side-by-side · Q2 2026 data
Oklahoma Bank and Trust Company vs Bank of Commerce
Metric by metric
| Measure | Oklahoma Bank and Trust Company | Bank of Commerce |
|---|---|---|
| TellerScore | 82 | 82 |
| Capital cushion | 91 (stronger) | 78 |
| Loan quality | 80 (stronger) | 74 |
| Earnings | 77 | 93 (stronger) |
| Funding & liquidity | 64 | 80 (stronger) |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 82nd | 82nd |
| Total assets | $202.3M | $203.2M |
| Deposits / shares | $173.9M | $174.5M |
| Capital ratio | 14.05% (stronger) | 12.78% |
| Problem loans | 0.61% (stronger) | 0.78% |
| Net charge-offs | -0.13% (stronger) | 0.10% |
| Return on assets | 1.42% | 1.83% (stronger) |
| Loans ÷ deposits | 39.0% (stronger) | 76.5% |
| Uninsured deposits | 47.5% | 18.4% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.2% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Oklahoma Bank and Trust Company leads on 4 and Bank of Commerce on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.