Side-by-side · Q2 2026 data
Oklahoma Educators Credit Union vs Oklahoma Central Credit Union
Credit union
Oklahoma Educators Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Oklahoma Educators Credit Union | Oklahoma Central Credit Union |
|---|---|---|
| TellerScore | 72 | 83 (stronger) |
| Capital cushion | 63 | 89 (stronger) |
| Loan quality | 83 | 92 (stronger) |
| Earnings | 46 (stronger) | 42 |
| Funding & liquidity | 95 | 100 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 57th | 83rd |
| Total assets | $305.2M | $760.2M |
| Deposits / shares | $240.4M | $663.4M |
| Capital ratio | 11.26% | 13.94% (stronger) |
| Problem loans | 0.51% | 0.24% (stronger) |
| Net charge-offs | 1.07% | 0.18% (stronger) |
| Return on assets | 0.66% (stronger) | 0.54% |
| Loans ÷ deposits | 65.2% | 52.6% (stronger) |
| Uninsured deposits | 5.0% (stronger) | 8.5% |
| Offices | 7 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.2% | 29.0% |
Oklahoma Central Credit Union has the higher TellerScore (83 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Oklahoma Educators Credit Union leads on 2 and Oklahoma Central Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.