Side-by-side · Q2 2026 data
Oklahoma Federal Credit Union vs The Focus Federal Credit Union
Credit union
Oklahoma Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Credit union
The Focus Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Oklahoma Federal Credit Union | The Focus Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 40 |
| Loan quality | 92 (stronger) | 85 |
| Earnings | 87 (stronger) | 21 |
| Funding & liquidity | 74 (stronger) | 71 |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 96th | 14th |
| Total assets | $198.9M | $163.2M |
| Deposits / shares | $159.2M | $147.9M |
| Capital ratio | 20.23% (stronger) | 8.99% |
| Problem loans | 0.24% (stronger) | 0.45% |
| Net charge-offs | 0.63% | 0.48% (stronger) |
| Return on assets | 1.66% (stronger) | 0.03% |
| Loans ÷ deposits | 78.8% (stronger) | 88.9% |
| Uninsured deposits | 21.4% | 8.2% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 44.9% |
Oklahoma Federal Credit Union has the higher TellerScore (91 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Oklahoma Federal Credit Union leads on 5 and The Focus Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.