The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 2 points (59 → 57), mostly because the loan quality component weakened by 6 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Oklahoma

Yes. The Focus Federal Credit Union is a federally insured credit union (NCUA charter #10283). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.2% of shares and deposits ($12.2M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 8.99%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

The Focus Federal Credit Union lists 4 offices in 3 cities. Most locations:

• Oklahoma City, OK (2)
• Chickasha, OK (1)
• Newcastle, OK (1)

All branch addresses and map

In 2025, The Focus Federal Credit Union reported 146 home-loan applications under HMDA (LEI 254900R3GSQ9SP0VJU09): 65 originated ($8,575,000 total), 53 denied, and 28 withdrawn or closed by the applicant. Its denial rate on decided applications was 44.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

The Focus Federal Credit Union

Type

Federal credit union

NCUA charter #

10283

RSSD ID

816984

Primary regulator

NCUA

Established

1955

Headquarters

420 NE 10th St, Oklahoma City, OK 73104

Employees

50