Side-by-side · Q2 2026 data
Oklahoma State Bank vs Latimer State Bank
Metric by metric
| Measure | Oklahoma State Bank | Latimer State Bank |
|---|---|---|
| TellerScore | 69 | 90 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 51 | 72 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 81 (stronger) | 80 |
| Problem-loan coverage | 81 | 99 (stronger) |
| Peer percentile | 37th | 89th |
| Total assets | $66.7M | $65.5M |
| Deposits / shares | $59.5M | $49.2M |
| Capital ratio | 10.36% | 25.01% (stronger) |
| Problem loans | 1.47% | 0.83% (stronger) |
| Net charge-offs | 0.10% | 0.00% (stronger) |
| Return on assets | 2.88% (stronger) | 2.53% |
| Loans ÷ deposits | 78.9% | 25.7% (stronger) |
| Uninsured deposits | 13.0% (stronger) | 33.6% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Latimer State Bank has the higher TellerScore (90 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Oklahoma State Bank leads on 2 and Latimer State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.