Side-by-side · Q2 2026 data
Oklahoma State Bank vs The First National Bank in Marlow
Metric by metric
| Measure | Oklahoma State Bank | The First National Bank in Marlow |
|---|---|---|
| TellerScore | 69 | 73 (stronger) |
| Capital cushion | 54 (stronger) | 32 |
| Loan quality | 51 | 100 (stronger) |
| Earnings | 100 (stronger) | 70 |
| Funding & liquidity | 81 | 94 (stronger) |
| Problem-loan coverage | 81 | 100 (stronger) |
| Peer percentile | 37th | 48th |
| Total assets | $66.7M | $71.8M |
| Deposits / shares | $59.5M | $65.3M |
| Capital ratio | 10.36% (stronger) | 8.15% |
| Problem loans | 1.47% | 0.00% (stronger) |
| Net charge-offs | 0.10% | 0.02% (stronger) |
| Return on assets | 2.88% (stronger) | 1.24% |
| Loans ÷ deposits | 78.9% | 66.7% (stronger) |
| Uninsured deposits | 13.0% (stronger) | 14.2% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank in Marlow has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Oklahoma State Bank leads on 3 and The First National Bank in Marlow on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.