Headquartered in Marlow, Oklahoma, The First National Bank in Marlow is a national bank with $71.8M in total assets and $65.3M in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1985.
Based on its Q2 2026 filing, The First National Bank in Marlow scores 73/100, which we describe as strong. That is higher than only 48% of 546 banks with under $100 million in assets. Among 170 banks headquartered in Oklahoma, it ranks 72nd. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (32/100; 8.15%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (65 → 73), mostly because the earnings component improved by 23 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 64 |
| Q4 2024 | 64 |
| Q1 2025 | 66 |
| Q2 2025 | 65 |
| Q3 2025 | 42 |
| Q4 2025 | 47 |
| Q1 2026 | 59 |
| Q2 2026 | 73 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.24% |
| Q3 2024 | 8.17% |
| Q4 2024 | 8.09% |
| Q1 2025 | 7.61% |
| Q2 2025 | 7.84% |
| Q3 2025 | 7.22% |
| Q4 2025 | 7.65% |
| Q1 2026 | 7.97% |
| Q2 2026 | 8.15% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 1.16% |
| Q4 2025 | 1.12% |
| Q1 2026 | 1.13% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.51% |
| Q3 2024 | 0.52% |
| Q4 2024 | 0.50% |
| Q1 2025 | 0.89% |
| Q2 2025 | 0.68% |
| Q3 2025 | -0.57% |
| Q4 2025 | -0.06% |
| Q1 2026 | 1.25% |
| Q2 2026 | 1.24% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $71.8M | 8.15% | 0.00% | 1.24% | 66.7% |
| Q1 2026 | 59 | $72.1M | 7.97% | 1.13% | 1.25% | 75.5% |
| Q4 2025 | 47 | $70.2M | 7.65% | 1.12% | -0.06% | 79.0% |
| Q3 2025 | 42 | $70.2M | 7.22% | 1.16% | -0.57% | 78.7% |
| Q2 2025 | 65 | $71.7M | 7.84% | 0.00% | 0.68% | 77.7% |
| Q1 2025 | 66 | $72.8M | 7.61% | 0.00% | 0.89% | 78.0% |
| Q4 2024 | 64 | $73.2M | 8.09% | 0.00% | 0.50% | 83.7% |
| Q3 2024 | 64 | $73.6M | 8.17% | 0.00% | 0.52% | 83.2% |
| Q2 2024 | 65 | $71.7M | 8.24% | 0.00% | 0.51% | 79.6% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Community State Bank of CantonBank Canton, OK | 83 out of 100, Strong | $73.0M | 12.9% | 0.34% | vs |
| Walters Bank and Trust CompanyBank Walters, OK | 99 out of 100, Very strong | $70.3M | 20.0% | 0.06% | vs |
| Washita Valley BankBank Fort Cobb, OK | 52 out of 100, Below average | $68.8M | 12.3% | 8.23% | vs |
| Community Bank of OklahomaBank Verden, OK | 63 out of 100, Moderate | $67.3M | 12.1% | 1.83% | vs |
| Oklahoma State BankBank Buffalo, OK | 69 out of 100, Moderate | $66.7M | 10.4% | 1.47% | vs |
| Latimer State BankBank Wilburton, OK | 90 out of 100, Very strong | $65.5M | 25.0% | 0.83% | vs |
Deposit insurance
Is my money safe at The First National Bank in Marlow?
Yes. The First National Bank in Marlow is an FDIC-insured institution (FDIC certificate #26260). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 14.2% of deposits ($9.3M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.15%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.40% (benchmark: 10%).
4 locations
Branches
The First National Bank in Marlow lists 4 offices in 3 cities. Most locations:
- Marlow, OK (2)
- Comanche, OK (1)
- Rush Springs, OK (1)
Identity & history
Profile
- Legal name
- The First National Bank in Marlow
- Type
- National bank
- FDIC certificate #
- 26260
- RSSD ID
- 17259
- Primary regulator
- OCC
- Holding company
- Leader First Bcorp Inc
- Established
- January 24, 1985
- Headquarters
- 301 W Main St, Marlow, OK 73055
- Website
- www.fnbmarlow.com
- Employees
- 26
Quick answers
The First National Bank in Marlow: common questions
Is The First National Bank in Marlow FDIC insured?
Yes. The First National Bank in Marlow is an FDIC-insured institution (FDIC certificate #26260). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The First National Bank in Marlow's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The First National Bank in Marlow ever failed?
There is no failure record for FDIC certificate #26260 in the FDIC failed bank list.
How many branches does The First National Bank in Marlow have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Marlow
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Walters Bank and Trust CompanyBank Walters, OK | 99 out of 100, Very strong | $70.3M | 20.0% | 0.06% | vs |
| Comanche County Federal Credit UnionCredit union Lawton, OK | 96 out of 100, Very strong | $36.4M | 18.8% | 0.00% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| American Exchange Bank, Lindsay, OklahomaBank Lindsay, OK | 88 out of 100, Very strong | $97.4M | 11.8% | 0.00% | vs |
| Liberty National BankBank Lawton, OK | 84 out of 100, Strong | $1.3B | 10.3% | 0.02% | vs |
| The City National Bank and Trust Company of Lawton, OklahomaBank Lawton, OK | 83 out of 100, Strong | $446.2M | 13.9% | 0.45% | vs |