Side-by-side · Q2 2026 data
Oklahoma'S Federal Credit Union vs Oklahoma Educators Credit Union
Credit union
Oklahoma'S Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Credit union
Oklahoma Educators Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Oklahoma'S Federal Credit Union | Oklahoma Educators Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 72 |
| Capital cushion | 76 (stronger) | 63 |
| Loan quality | 92 (stronger) | 83 |
| Earnings | 56 (stronger) | 46 |
| Funding & liquidity | 70 | 95 (stronger) |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 71st | 57th |
| Total assets | $954.5M | $305.2M |
| Deposits / shares | $762.6M | $240.4M |
| Capital ratio | 12.63% (stronger) | 11.26% |
| Problem loans | 0.25% (stronger) | 0.51% |
| Net charge-offs | 0.40% (stronger) | 1.07% |
| Return on assets | 0.91% (stronger) | 0.66% |
| Loans ÷ deposits | 90.1% | 65.2% (stronger) |
| Uninsured deposits | 11.2% | 5.0% (stronger) |
| Offices | 8 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.2% |
Oklahoma'S Federal Credit Union has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Oklahoma'S Federal Credit Union leads on 5 and Oklahoma Educators Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.