TellerScore

Headquartered in Oklahoma City, Oklahoma, Oklahoma'S Federal Credit Union is a federal credit union with $954.5M in total assets and $762.6M in member shares and deposits as of Q2 2026. It operates 8 offices. Its charter dates back to 1954.

Oklahoma'S Federal Credit Union has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 71% of its 1,341 credit unions with $100 million – $1 billion. Among 52 credit unions headquartered in Oklahoma, it ranks 18th. Problem-loan coverage contributes the most (95/100, 2.5%); earnings contributes the least (56/100, 0.91%).

TellerScore · Q2 2026

Scorecard

Capital cushion76/100
Net worth ratio: 12.63%
Loan quality92/100
Loans 60+ days delinquent ÷ total loans: 0.25%
Earnings56/100
Return on assets (annualized): 0.91%
Funding & liquidity70/100
Loans ÷ shares: 90.1% · 11.2% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.52%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (75 → 77), mostly because the funding & liquidity component improved by 14 points.

TellerScore
727577Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202476
Q3 202476
Q4 202476
Q1 202575
Q2 202575
Q3 202575
Q4 202573
Q1 202672
Q2 202677
Net worth ratio
7.00%10.10%13.20%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.08%
Q3 202413.09%
Q4 202413.20%
Q1 202512.74%
Q2 202512.81%
Q3 202512.90%
Q4 202512.71%
Q1 202612.47%
Q2 202612.63%
Delinquent loans (60+ days)
0.12%0.19%0.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.21%
Q3 20240.20%
Q4 20240.20%
Q1 20250.12%
Q2 20250.17%
Q3 20250.24%
Q4 20250.26%
Q1 20260.25%
Q2 20260.25%
Return on assets
0.71%0.81%0.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.78%
Q3 20240.78%
Q4 20240.75%
Q1 20250.72%
Q2 20250.71%
Q3 20250.81%
Q4 20250.81%
Q1 20260.72%
Q2 20260.91%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$954.5M12.63%0.25%0.91%90.1%
Q1 202672$945.5M12.47%0.25%0.72%88.9%
Q4 202573$914.6M12.71%0.26%0.81%88.0%
Q3 202575$885.3M12.90%0.24%0.81%88.1%
Q2 202575$873.5M12.81%0.17%0.71%86.8%
Q1 202575$866.6M12.74%0.12%0.72%86.0%
Q4 202476$824.3M13.20%0.20%0.75%90.5%
Q3 202476$821.0M13.09%0.20%0.78%90.7%
Q2 202476$809.2M13.08%0.21%0.78%90.8%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.63%
65th
Problem loans0.25%
86th
Net charge-offs0.40%
46th
Return on assets0.91%
61st
Loans to deposits90.1%
17th
Uninsured deposits11.2%
13th
Loan-loss reserves0.00%
50th
Texas ratio2.5%
69th

Similar-size credit unions in Oklahoma

InstitutionScoreAssetsCapitalProblem loansCompare
Westreet Federal Credit UnionCredit union Tulsa, OK38 out of 100, Low$966.8M9.6%2.77%vs
True Sky Federal Credit UnionCredit union Oklahoma City, OK48 out of 100, Below average$778.4M6.3%0.96%vs
Oklahoma Central Credit UnionCredit union Tulsa, OK83 out of 100, Strong$760.2M13.9%0.24%vs
Fort Sill Federal Credit UnionCredit union Lawton, OK70 out of 100, Strong$394.2M11.6%1.12%vs
Allegiance Federal Credit UnionCredit union Oklahoma City, OK66 out of 100, Moderate$372.5M9.7%0.71%vs
Oklahoma Educators Credit UnionCredit union Oklahoma City, OK72 out of 100, Strong$305.2M11.3%0.51%vs

Deposit insurance

Is my money safe at Oklahoma'S Federal Credit Union?

Yes. Oklahoma'S Federal Credit Union is a federally insured credit union (NCUA charter #24953). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 11.2% of shares and deposits ($85.1M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.63%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

8 locations

Branches

Oklahoma'S Federal Credit Union lists 8 offices in 4 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Oklahoma'S Federal Credit Union
Type
Federal credit union
NCUA charter #
24953
RSSD ID
576792
Primary regulator
NCUA
Established
1954
Headquarters
Po Box 24027, Oklahoma City, OK 73124
Employees
159

Quick answers

Oklahoma'S Federal Credit Union: common questions

Is Oklahoma'S Federal Credit Union NCUA insured?

Yes. Oklahoma'S Federal Credit Union is a federally insured credit union (NCUA charter #24953). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Oklahoma'S Federal Credit Union's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Oklahoma'S Federal Credit Union have?

8 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Oklahoma City

InstitutionScoreAssetsCapitalProblem loansCompare
Oklahoma Federal Credit UnionCredit union Oklahoma City, OK91 out of 100, Very strong$198.9M20.2%0.24%vs
International Bank of CommerceBank Oklahoma City, OK88 out of 100, Very strong$1.6B15.5%0.66%vs
Bank 7Bank Oklahoma City, OK86 out of 100, Very strong$1.9B13.9%0.39%vs
Sooner State BankBank Tuttle, OK86 out of 100, Very strong$354.6M12.8%0.33%vs
U. S. Employees O. C. Federal Credit UnionCredit union Oklahoma City, OK85 out of 100, Very strong$213.5M16.3%0.20%vs
Liberty National BankBank Lawton, OK84 out of 100, Strong$1.3B10.3%0.02%vs