Side-by-side · Q2 2026 data
Old Glory Bank vs First Bank & Trust Co.
Metric by metric
| Measure | Old Glory Bank | First Bank & Trust Co. |
|---|---|---|
| TellerScore | 21 | 61 (stronger) |
| Capital cushion | 0 | 99 (stronger) |
| Loan quality | 0 | 0 |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 44 |
| Problem-loan coverage | 57 (stronger) | 51 |
| Peer percentile | 0th | 20th |
| Total assets | $276.8M | $952.1M |
| Deposits / shares | $268.7M | $802.1M |
| Capital ratio | 2.69% | 14.89% (stronger) |
| Problem loans | 6.58% | 5.22% (stronger) |
| Net charge-offs | 2.03% | 0.68% (stronger) |
| Return on assets | -5.89% | 2.20% (stronger) |
| Loans ÷ deposits | 8.5% (stronger) | 87.4% |
| Uninsured deposits | 8.6% (stronger) | 40.7% |
| Offices | 1 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank & Trust Co. has the higher TellerScore (61 vs 21). On the 7 directional measures above (where higher or lower is clearly better), Old Glory Bank leads on 2 and First Bank & Trust Co. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.