Side-by-side · Q2 2026 data
Old National Bank vs Merchants Bank of Indiana
Metric by metric
| Measure | Old National Bank | Merchants Bank of Indiana |
|---|---|---|
| TellerScore | 59 | 63 (stronger) |
| Capital cushion | 38 | 63 (stronger) |
| Loan quality | 69 (stronger) | 61 |
| Earnings | 76 | 80 (stronger) |
| Funding & liquidity | 41 (stronger) | 35 |
| Problem-loan coverage | 89 (stronger) | 77 |
| Peer percentile | 25th | 39th |
| Total assets | $73.9B | $21.2B |
| Deposits / shares | $57.0B | $14.3B |
| Capital ratio | 8.80% | 11.28% (stronger) |
| Problem loans | 0.92% (stronger) | 1.18% |
| Net charge-offs | 0.26% (stronger) | 0.41% |
| Return on assets | 1.41% | 1.49% (stronger) |
| Loans ÷ deposits | 88.2% (stronger) | 120.5% |
| Uninsured deposits | 43.3% | 29.0% (stronger) |
| Offices | 342 | 8 |
| CFPB complaints (3 yrs) | 269 | — |
| Complaints per $1B deposits | 4.7 | — |
| Mortgage denial rate (HMDA) | 22.1% | 9.6% |
Merchants Bank of Indiana has the higher TellerScore (63 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Old National Bank leads on 3 and Merchants Bank of Indiana on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.