Side-by-side · Q2 2026 data
Old National Bank vs United Community Bank of West Kentucky, Inc.
Bank
United Community Bank of West Kentucky, Inc.
Morganfield, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | Old National Bank | United Community Bank of West Kentucky, Inc. |
|---|---|---|
| TellerScore | 59 | 78 (stronger) |
| Capital cushion | 38 | 60 (stronger) |
| Loan quality | 69 | 96 (stronger) |
| Earnings | 76 | 81 (stronger) |
| Funding & liquidity | 41 | 66 (stronger) |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 25th | 72nd |
| Total assets | $73.9B | $524.9M |
| Deposits / shares | $57.0B | $447.1M |
| Capital ratio | 8.80% | 11.01% (stronger) |
| Problem loans | 0.92% | 0.11% (stronger) |
| Net charge-offs | 0.26% | 0.01% (stronger) |
| Return on assets | 1.41% | 1.53% (stronger) |
| Loans ÷ deposits | 88.2% | 73.0% (stronger) |
| Uninsured deposits | 43.3% | 34.4% (stronger) |
| Offices | 342 | 7 |
| CFPB complaints (3 yrs) | 269 | — |
| Complaints per $1B deposits | 4.7 | — |
| Mortgage denial rate (HMDA) | 22.1% | — |
United Community Bank of West Kentucky, Inc. has the higher TellerScore (78 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Old National Bank leads on 0 and United Community Bank of West Kentucky, Inc. on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Morganfield, KY