Side-by-side · Q2 2026 data
Old Second National Bank vs Byline Bank
Metric by metric
| Measure | Old Second National Bank | Byline Bank |
|---|---|---|
| TellerScore | 71 | 74 (stronger) |
| Capital cushion | 70 | 79 (stronger) |
| Loan quality | 64 | 69 (stronger) |
| Earnings | 87 | 87 |
| Funding & liquidity | 52 (stronger) | 45 |
| Problem-loan coverage | 89 | 90 (stronger) |
| Peer percentile | 63rd | 74th |
| Total assets | $6.9B | $9.9B |
| Deposits / shares | $5.5B | $7.9B |
| Capital ratio | 12.05% | 12.88% (stronger) |
| Problem loans | 1.08% | 0.93% (stronger) |
| Net charge-offs | 0.73% | 0.28% (stronger) |
| Return on assets | 1.69% (stronger) | 1.69% |
| Loans ÷ deposits | 94.7% | 94.3% (stronger) |
| Uninsured deposits | 27.1% (stronger) | 34.1% |
| Offices | 53 | 44 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.7% | 13.5% |
Byline Bank has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Old Second National Bank leads on 2 and Byline Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Chicago, IL
- Oswego, IL
- Villa Park, IL