Side-by-side · Q2 2026 data
Old Second National Bank vs Hinsdale Bank & Trust Company, National Association
Bank
Hinsdale Bank & Trust Company, National Association
Hinsdale, Illinois · $1 billion – $10 billion
Metric by metric
| Measure | Old Second National Bank | Hinsdale Bank & Trust Company, National Association |
|---|---|---|
| TellerScore | 71 (stronger) | 69 |
| Capital cushion | 70 (stronger) | 42 |
| Loan quality | 64 | 95 (stronger) |
| Earnings | 87 (stronger) | 79 |
| Funding & liquidity | 52 (stronger) | 47 |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 63rd | 53rd |
| Total assets | $6.9B | $6.8B |
| Deposits / shares | $5.5B | $5.6B |
| Capital ratio | 12.05% (stronger) | 9.20% |
| Problem loans | 1.08% | 0.16% (stronger) |
| Net charge-offs | 0.73% | 0.00% (stronger) |
| Return on assets | 1.69% (stronger) | 1.48% |
| Loans ÷ deposits | 94.7% | 89.4% (stronger) |
| Uninsured deposits | 27.1% (stronger) | 36.6% |
| Offices | 53 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.7% | 3.7% |
Old Second National Bank has the higher TellerScore (71 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Old Second National Bank leads on 4 and Hinsdale Bank & Trust Company, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.