Headquartered in Hinsdale, Illinois, Hinsdale Bank & Trust Company, National Association is a national bank with $6.8B in total assets and $5.6B in deposits as of Q2 2026. It operates 17 offices. Its charter dates back to 1993.
Hinsdale Bank & Trust Company, National Association has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than 53% of its 897 banks with $1 billion – $10 billion. Among 326 banks headquartered in Illinois, it ranks 175th. Problem-loan coverage contributes the most (97/100, 1.4%); capital cushion contributes the least (42/100, 9.20%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (70 → 69).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 68 |
| Q4 2024 | 69 |
| Q1 2025 | 70 |
| Q2 2025 | 70 |
| Q3 2025 | 71 |
| Q4 2025 | 71 |
| Q1 2026 | 70 |
| Q2 2026 | 69 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.37% |
| Q3 2024 | 9.43% |
| Q4 2024 | 9.61% |
| Q1 2025 | 9.30% |
| Q2 2025 | 9.47% |
| Q3 2025 | 9.68% |
| Q4 2025 | 9.88% |
| Q1 2026 | 9.45% |
| Q2 2026 | 9.20% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.35% |
| Q3 2024 | 0.32% |
| Q4 2024 | 0.28% |
| Q1 2025 | 0.10% |
| Q2 2025 | 0.11% |
| Q3 2025 | 0.15% |
| Q4 2025 | 0.15% |
| Q1 2026 | 0.14% |
| Q2 2026 | 0.16% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.37% |
| Q3 2024 | 1.36% |
| Q4 2024 | 1.33% |
| Q1 2025 | 1.50% |
| Q2 2025 | 1.45% |
| Q3 2025 | 1.54% |
| Q4 2025 | 1.53% |
| Q1 2026 | 1.44% |
| Q2 2026 | 1.48% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $6.8B | 9.20% | 0.16% | 1.48% | 89.4% |
| Q1 2026 | 70 | $6.5B | 9.45% | 0.14% | 1.44% | 88.7% |
| Q4 2025 | 71 | $6.1B | 9.88% | 0.15% | 1.53% | 92.6% |
| Q3 2025 | 71 | $5.9B | 9.68% | 0.15% | 1.54% | 90.8% |
| Q2 2025 | 70 | $5.7B | 9.47% | 0.11% | 1.45% | 92.5% |
| Q1 2025 | 70 | $5.7B | 9.30% | 0.10% | 1.50% | 91.7% |
| Q4 2024 | 69 | $5.4B | 9.61% | 0.28% | 1.33% | 92.7% |
| Q3 2024 | 68 | $5.5B | 9.43% | 0.32% | 1.36% | 91.9% |
| Q2 2024 | 68 | $5.3B | 9.37% | 0.35% | 1.37% | 91.0% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Old Second National BankBank Aurora, IL | 71 out of 100, Strong | $6.9B | 12.0% | 1.08% | vs |
| Heartland Bank and Trust CompanyBank Bloomington, IL | 80 out of 100, Strong | $6.7B | 11.9% | 0.19% | vs |
| Midland States BankBank Effingham, IL | 62 out of 100, Moderate | $6.7B | 10.1% | 1.43% | vs |
| Northbrook Bank and Trust Company, National AssociationBank Northbrook, IL | 68 out of 100, Moderate | $6.4B | 9.4% | 0.27% | vs |
| Morton Community BankBank Morton, IL | 72 out of 100, Strong | $5.3B | 10.6% | 0.81% | vs |
| Barrington Bank & Trust Company, National AssociationBank Barrington, IL | 42 out of 100, Below average | $5.2B | 10.1% | 4.75% | vs |
Deposit insurance
Is my money safe at Hinsdale Bank & Trust Company, National Association?
Yes. Hinsdale Bank & Trust Company, National Association is an FDIC-insured institution (FDIC certificate #33849). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 36.6% of deposits ($2.0B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.20%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.34% (benchmark: 10%).
17 locations
Branches
Hinsdale Bank & Trust Company, National Association lists 16 offices in 14 cities. Most locations:
- Elmhurst, IL (2)
- Oak Park, IL (2)
- Burbank, IL (1)
- Clarendon Hills, IL (1)
- Countryside, IL (1)
- Darien, IL (1)
- Downers Grove, IL (1)
- Hinsdale, IL (1)
- Lemont, IL (1)
- Maywood, IL (1)
- Riverside, IL (1)
- Stone Park, IL (1)
HMDA 2025
Mortgage lending
In 2025, Hinsdale Bank & Trust Company, National Association reported 185 home-loan applications under HMDA (LEI 9LIMABRJ9VPV74PBJB17): 155 originated ($151,135,000 total), 6 denied, and 21 withdrawn or closed by the applicant. Its denial rate on decided applications was 3.7%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Hinsdale Bank & Trust Company, National Association
- Former names
- Hinsdale Bank & Trust Company
- Type
- National bank
- FDIC certificate #
- 33849
- RSSD ID
- 2119773
- Primary regulator
- OCC
- Holding company
- Wintrust Financial Corp
- Established
- October 28, 1993
- Headquarters
- 25 E 1st St, Hinsdale, IL 60521
- Website
- www.hinsdalebank.com
- Employees
- 229
Quick answers
Hinsdale Bank & Trust Company, National Association: common questions
Is Hinsdale Bank & Trust Company, National Association FDIC insured?
Yes. Hinsdale Bank & Trust Company, National Association is an FDIC-insured institution (FDIC certificate #33849). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Hinsdale Bank & Trust Company, National Association's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Hinsdale Bank & Trust Company, National Association ever failed?
There is no failure record for FDIC certificate #33849 in the FDIC failed bank list.
How many branches does Hinsdale Bank & Trust Company, National Association have?
17 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Hinsdale
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL | 100 out of 100, Very strong | $10.0M | 19.4% | 0.00% | vs |
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $418K | 18.5% | — | vs |
| Israel Methcomm Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $2.0M | 15.5% | 0.00% | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| Aurora Policemen Credit UnionCredit union Aurora, IL | 95 out of 100, Very strong | $26.3M | 15.3% | 0.00% | vs |