Side-by-side · Q2 2026 data
Old West Federal Credit Union vs Oregonians Credit Union
Metric by metric
| Measure | Old West Federal Credit Union | Oregonians Credit Union |
|---|---|---|
| TellerScore | 63 | 67 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 54 (stronger) | 28 |
| Earnings | 35 | 50 (stronger) |
| Funding & liquidity | 88 (stronger) | 80 |
| Problem-loan coverage | 85 (stronger) | 82 |
| Peer percentile | 29th | 41st |
| Total assets | $319.0M | $339.2M |
| Deposits / shares | $278.3M | $280.0M |
| Capital ratio | 11.97% | 16.45% (stronger) |
| Problem loans | 1.37% (stronger) | 2.15% |
| Net charge-offs | 0.05% (stronger) | 0.31% |
| Return on assets | 0.37% | 0.74% (stronger) |
| Loans ÷ deposits | 71.8% (stronger) | 80.4% |
| Uninsured deposits | 4.8% | 2.8% (stronger) |
| Offices | 8 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.2% |
Oregonians Credit Union has the higher TellerScore (67 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Old West Federal Credit Union leads on 3 and Oregonians Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.