Side-by-side · Q2 2026 data
Omb Bank vs Arlo Bank
Metric by metric
| Measure | Omb Bank | Arlo Bank |
|---|---|---|
| TellerScore | 62 | 77 (stronger) |
| Capital cushion | 42 | 85 (stronger) |
| Loan quality | 72 | 100 (stronger) |
| Earnings | 72 (stronger) | 52 |
| Funding & liquidity | 56 (stronger) | 46 |
| Problem-loan coverage | 85 | 96 (stronger) |
| Peer percentile | 27th | 68th |
| Total assets | $2.4B | $269.1M |
| Deposits / shares | $2.1B | $226.6M |
| Capital ratio | 9.16% | 13.53% (stronger) |
| Problem loans | 0.83% | 0.00% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.45% |
| Return on assets | 1.30% (stronger) | 0.79% |
| Loans ÷ deposits | 98.1% | 83.1% (stronger) |
| Uninsured deposits | 20.7% (stronger) | 43.2% |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | — |
Arlo Bank has the higher TellerScore (77 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Omb Bank leads on 3 and Arlo Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.