Side-by-side · Q2 2026 data
Omb Bank vs BTC Bank
Metric by metric
| Measure | Omb Bank | BTC Bank |
|---|---|---|
| TellerScore | 62 (stronger) | 60 |
| Capital cushion | 42 | 44 (stronger) |
| Loan quality | 72 | 76 (stronger) |
| Earnings | 72 (stronger) | 56 |
| Funding & liquidity | 56 (stronger) | 54 |
| Problem-loan coverage | 85 | 88 (stronger) |
| Peer percentile | 27th | 21st |
| Total assets | $2.4B | $1.9B |
| Deposits / shares | $2.1B | $1.4B |
| Capital ratio | 9.16% | 9.35% (stronger) |
| Problem loans | 0.83% | 0.72% (stronger) |
| Net charge-offs | 0.04% | -0.00% (stronger) |
| Return on assets | 1.30% (stronger) | 0.90% |
| Loans ÷ deposits | 98.1% (stronger) | 105.8% |
| Uninsured deposits | 20.7% | 9.8% (stronger) |
| Offices | 8 | 30 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | 7.3% |
Omb Bank has the higher TellerScore (62 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Omb Bank leads on 3 and BTC Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Buffalo, MO