Side-by-side · Q2 2026 data
Omb Bank vs First Bank of the Lake
Metric by metric
| Measure | Omb Bank | First Bank of the Lake |
|---|---|---|
| TellerScore | 62 (stronger) | 26 |
| Capital cushion | 42 (stronger) | 21 |
| Loan quality | 72 (stronger) | 0 |
| Earnings | 72 (stronger) | 53 |
| Funding & liquidity | 56 (stronger) | 54 |
| Problem-loan coverage | 85 (stronger) | 13 |
| Peer percentile | 27th | 0th |
| Total assets | $2.4B | $2.3B |
| Deposits / shares | $2.1B | $2.0B |
| Capital ratio | 9.16% (stronger) | 7.08% |
| Problem loans | 0.83% (stronger) | 3.70% |
| Net charge-offs | 0.04% (stronger) | 0.62% |
| Return on assets | 1.30% (stronger) | 0.83% |
| Loans ÷ deposits | 98.1% (stronger) | 106.6% |
| Uninsured deposits | 20.7% | 8.4% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | — |
Omb Bank has the higher TellerScore (62 vs 26). On the 7 directional measures above (where higher or lower is clearly better), Omb Bank leads on 6 and First Bank of the Lake on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.