Side-by-side · Q2 2026 data
Omb Bank vs Lead Bank
Metric by metric
| Measure | Omb Bank | Lead Bank |
|---|---|---|
| TellerScore | 62 (stronger) | 44 |
| Capital cushion | 42 (stronger) | 24 |
| Loan quality | 72 (stronger) | 0 |
| Earnings | 72 | 83 (stronger) |
| Funding & liquidity | 56 | 84 (stronger) |
| Problem-loan coverage | 85 (stronger) | 73 |
| Peer percentile | 27th | 4th |
| Total assets | $2.4B | $2.8B |
| Deposits / shares | $2.1B | $2.5B |
| Capital ratio | 9.16% (stronger) | 7.40% |
| Problem loans | 0.83% (stronger) | 3.26% |
| Net charge-offs | 0.04% (stronger) | 0.90% |
| Return on assets | 1.30% | 1.59% (stronger) |
| Loans ÷ deposits | 98.1% | 45.0% (stronger) |
| Uninsured deposits | 20.7% (stronger) | 30.0% |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | — |
Omb Bank has the higher TellerScore (62 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Omb Bank leads on 5 and Lead Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.