Side-by-side · Q2 2026 data
Omb Bank vs Legacy Bank & Trust Company
Metric by metric
| Measure | Omb Bank | Legacy Bank & Trust Company |
|---|---|---|
| TellerScore | 62 | 64 (stronger) |
| Capital cushion | 42 | 69 (stronger) |
| Loan quality | 72 (stronger) | 51 |
| Earnings | 72 (stronger) | 67 |
| Funding & liquidity | 56 | 61 (stronger) |
| Problem-loan coverage | 85 (stronger) | 80 |
| Peer percentile | 27th | 33rd |
| Total assets | $2.4B | $1.8B |
| Deposits / shares | $2.1B | $1.5B |
| Capital ratio | 9.16% | 11.91% (stronger) |
| Problem loans | 0.83% (stronger) | 1.47% |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.30% (stronger) | 1.17% |
| Loans ÷ deposits | 98.1% | 94.5% (stronger) |
| Uninsured deposits | 20.7% | 19.5% (stronger) |
| Offices | 8 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | — |
Legacy Bank & Trust Company has the higher TellerScore (64 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Omb Bank leads on 2 and Legacy Bank & Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.