Side-by-side · Q2 2026 data
Omega Psi Phi Fraternity Federal Credit Union vs The Wright Credit Union
Credit union
Omega Psi Phi Fraternity Federal Credit Union
Toccoa, Georgia · Under $100 million in assets
Metric by metric
| Measure | Omega Psi Phi Fraternity Federal Credit Union | The Wright Credit Union |
|---|---|---|
| TellerScore | 62 | 84 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 73 | 90 (stronger) |
| Earnings | 34 | 48 (stronger) |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 24th | 75th |
| Total assets | $5.5M | $16.2M |
| Deposits / shares | $5.0M | $13.4M |
| Capital ratio | 9.14% | 17.27% (stronger) |
| Problem loans | 0.81% | 0.29% (stronger) |
| Net charge-offs | 1.10% | -0.36% (stronger) |
| Return on assets | 0.35% | 0.71% (stronger) |
| Loans ÷ deposits | 36.8% (stronger) | 82.4% |
| Uninsured deposits | 12.4% | 2.5% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Wright Credit Union has the higher TellerScore (84 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Omega Psi Phi Fraternity Federal Credit Union leads on 1 and The Wright Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.