Side-by-side · Q2 2026 data
Omni Community Credit Union vs Preferred Credit Union
Credit union
Omni Community Credit Union
Battle Creek, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Omni Community Credit Union | Preferred Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 87 |
| Capital cushion | 100 (stronger) | 93 |
| Loan quality | 75 | 88 (stronger) |
| Earnings | 88 (stronger) | 64 |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 95th | 91st |
| Total assets | $662.0M | $318.1M |
| Deposits / shares | $553.8M | $270.6M |
| Capital ratio | 16.32% (stronger) | 14.25% |
| Problem loans | 0.75% | 0.37% (stronger) |
| Net charge-offs | 0.88% | 0.47% (stronger) |
| Return on assets | 1.71% (stronger) | 1.11% |
| Loans ÷ deposits | 66.9% | 58.2% (stronger) |
| Uninsured deposits | 8.2% | 3.1% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.6% |
Omni Community Credit Union has the higher TellerScore (90 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Omni Community Credit Union leads on 3 and Preferred Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.