Side-by-side · Q2 2026 data
On Tap Credit Union vs Colorado Credit Union
Metric by metric
| Measure | On Tap Credit Union | Colorado Credit Union |
|---|---|---|
| TellerScore | 65 | 65 |
| Capital cushion | 42 | 53 (stronger) |
| Loan quality | 54 | 86 (stronger) |
| Earnings | 100 (stronger) | 34 |
| Funding & liquidity | 71 | 73 (stronger) |
| Problem-loan coverage | 80 | 94 (stronger) |
| Peer percentile | 34th | 34th |
| Total assets | $474.0M | $442.2M |
| Deposits / shares | $391.8M | $390.0M |
| Capital ratio | 9.21% | 10.29% (stronger) |
| Problem loans | 1.38% | 0.42% (stronger) |
| Net charge-offs | 0.46% | 0.14% (stronger) |
| Return on assets | 2.26% (stronger) | 0.36% |
| Loans ÷ deposits | 78.1% (stronger) | 87.5% |
| Uninsured deposits | 25.2% | 13.1% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.2% | 23.5% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), On Tap Credit Union leads on 2 and Colorado Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.