Side-by-side · Q2 2026 data
On Tap Credit Union vs Denver Community CU D.B.A. Zing Credit Union
Credit union
Denver Community CU D.B.A. Zing Credit Union
Denver, Colorado · $100 million – $1 billion
Metric by metric
| Measure | On Tap Credit Union | Denver Community CU D.B.A. Zing Credit Union |
|---|---|---|
| TellerScore | 65 | 75 (stronger) |
| Capital cushion | 42 | 85 (stronger) |
| Loan quality | 54 | 84 (stronger) |
| Earnings | 100 (stronger) | 32 |
| Funding & liquidity | 71 | 81 (stronger) |
| Problem-loan coverage | 80 | 95 (stronger) |
| Peer percentile | 34th | 66th |
| Total assets | $474.0M | $405.6M |
| Deposits / shares | $391.8M | $345.1M |
| Capital ratio | 9.21% | 13.45% (stronger) |
| Problem loans | 1.38% | 0.48% (stronger) |
| Net charge-offs | 0.46% | 0.38% (stronger) |
| Return on assets | 2.26% (stronger) | 0.31% |
| Loans ÷ deposits | 78.1% (stronger) | 79.6% |
| Uninsured deposits | 25.2% | 5.7% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.2% | — |
Denver Community CU D.B.A. Zing Credit Union has the higher TellerScore (75 vs 65). On the 7 directional measures above (where higher or lower is clearly better), On Tap Credit Union leads on 2 and Denver Community CU D.B.A. Zing Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.