Side-by-side · Q2 2026 data
On Tap Credit Union vs Minnequa Works Credit Union
Metric by metric
| Measure | On Tap Credit Union | Minnequa Works Credit Union |
|---|---|---|
| TellerScore | 65 | 71 (stronger) |
| Capital cushion | 42 | 77 (stronger) |
| Loan quality | 54 | 74 (stronger) |
| Earnings | 100 (stronger) | 24 |
| Funding & liquidity | 71 | 100 (stronger) |
| Problem-loan coverage | 80 | 94 (stronger) |
| Peer percentile | 34th | 54th |
| Total assets | $474.0M | $274.0M |
| Deposits / shares | $391.8M | $243.9M |
| Capital ratio | 9.21% | 12.66% (stronger) |
| Problem loans | 1.38% | 0.79% (stronger) |
| Net charge-offs | 0.46% (stronger) | 1.01% |
| Return on assets | 2.26% (stronger) | 0.10% |
| Loans ÷ deposits | 78.1% | 47.3% (stronger) |
| Uninsured deposits | 25.2% | 2.0% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.2% | 0.0% |
Minnequa Works Credit Union has the higher TellerScore (71 vs 65). On the 7 directional measures above (where higher or lower is clearly better), On Tap Credit Union leads on 2 and Minnequa Works Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.